Personal Lines

Image

Our personal lines reports provide an overview of the exposures and liabilities, as well as protection features, of the policy holder’s property. Reports can be requested to include interior and/or exterior information and photo documentation. The benefits of these custom reports are that they will more accurately describe the property then the application for coverage can. Thus the saying "a picture is worth a thousand words." Our qualified inspectors are trained to identify maintenance issues before they become claims, meaning a loss for your company.

A. Homeowners

Personal property surveys tell more than the safety of a clients' home, they provide security. Be it an old roof or insufficient smoke detectors, our recommendations target problems that might result in any loss for every party involved.

B. Residential Replacement Cost

We can also use our comprehensive reports to calculate replacement costs for properties you insure.

small house

C. High-Value Inspections

We can inspect any high-value item from homes to heirlooms! We will provide photos and details of age and value, we customize each report to gather the necessary information you are looking for.

D. Exterior Observation / Occupancy

Visual observations are the best approach to determine whether a property is occupied. From construction to protection our reports provide only the most pertinent information. Materials and condition are just as important, and the inspectors know exactly what to keep an eye out for.

Trust in our ability to decipher occupancy and safety. Our extensive training has the field inspectors never leaving with questions or hesitancy.

auto

E. Auto

Personal Auto Policies mandate a certain level of classification checks. Maintenance and service checks can be completed over the phone or in the field, and our team knows it's not just safety we need to account for. We'll not only look into existing problems to prevent future problems, we establish criteria above and beyond the expectation level of service.